Privacy Policy

Privacy Policy

NO UP FRONT DOT COM PLLC
Last Updated: October 1, 2025

Notice at Collection

NO UP FRONT DOT COM PLLC collects limited personal and sensitive information only as needed to provide our services and comply with federal and state law. We do not sell or share personal information for cross-context behavioral advertising.

The information we collect—such as name, contact details, Social Security number, income, and employment data—is used solely for legitimate business purposes: evaluating eligibility, processing requests, preventing fraud, maintaining records, and meeting legal requirements. We retain information only for as long as necessary to fulfill these purposes, after which it is securely deleted or anonymized. For full details, contact info@noupfront.com.

Our Commitment

At NO UP FRONT DOT COM PLLC (“we,” “our,” or “us”), honesty and protection guide everything we do. This notice explains how we collect, use, share, and safeguard information in full compliance with U.S. federal and state law.

1. Information We Collect

  • Contact Data: name, address, phone number, email
  • Financial & Tax Data: Social Security number, income, employment, tax documents
  • Payment Data: bank account or card information
  • Technical Data: IP address, device type, browser, on-site activity (cookies / analytics)

2. How We Use Information

  • Provide and manage tax-relief services
  • Verify identity and prevent fraud
  • Process authorized payments
  • Communicate about your case or request
  • Meet record-keeping and legal obligations
  • Improve our website and client experience
  • Send helpful updates or resources (you may opt out any time)

We never sell personal data.

3. When We Share Information

We share data only when necessary or legally required:

  • Service providers for secure hosting, communications, or analytics
  • Professional advisors (auditors, attorneys, compliance partners)
  • Government agencies or courts when mandated
  • Affiliates or licensed partners only with your consent

All third parties are contractually bound to protect confidentiality and comply with the Gramm-Leach-Bliley Act (GLBA) and FTC Safeguards Rule.

4. How We Protect Information

  • SSL/TLS encryption for all data transmissions
  • Access controls and employee training
  • Secure servers with continuous monitoring
  • Multi-factor authentication and annual audits
  • Incident-response plan for all states

Retention and disposal practices comply with IRS Publication 4557 and applicable state record-retention laws. If a breach occurs, we will notify affected individuals and authorities as required.

5. Cookies & Analytics

Cookies help improve site speed and measure use; they never store sensitive data. You may disable cookies in your browser. We use Google Analytics 4 and similar tools that gather non-identifiable statistics. We do not respond to “Do Not Track” signals.

6. Advertising & Remarketing

We use Google Analytics 4, Google Ads, Meta (Pixel), and similar platforms to measure performance and display relevant ads. These tools collect limited device and usage data such as page visits, browser type, approximate location, and time on site. This data does not include tax or financial records and is used only for analytics and lawful marketing. Analytics and advertising tools do not affect client eligibility, pricing, or service quality.

You can opt out at adssettings.google.com or manage Meta preferences at facebook.com/adpreferences/ad_settings. You may also block or delete cookies through your browser settings. We do not sell or share personal information for cross-context behavioral advertising as defined by the California Privacy Rights Act (CPRA).

7. Texts, Calls & Emails — TCPA & CAN-SPAM Compliance

By providing contact information, you consent to receive calls, texts, or emails about your case or our services. Reply STOP to texts or unsubscribe from emails at any time. Standard carrier rates apply. We log opt-ins for TCPA proof and honor all Do Not Call requests and quiet hours.

8. Your Privacy Rights

We honor the rights under California CPRA, Colorado CPA, Connecticut DPA, Utah UCPA, and Virginia VCDPA for every U.S. resident: access, correction, deletion, and marketing limits with no service discrimination. Because we are a financial institution under GLBA, certain financial records are exempt, but we apply these rights voluntarily. To exercise them, email info@noupfront.com or call (800) 892-4456. Identity verification is required.

9. Accessibility (ADA Compliance)

We are committed to digital accessibility for everyone. If you experience any difficulty using our site, contact info@noupfront.com for assistance or an accessible format.

10. Children’s Privacy

Our services are for adults 18 and older. We do not knowingly collect data from children under 13. If you believe we have, contact us for immediate removal.

11. Links to Other Sites

Our website may link to third-party sites. We are not responsible for their content or privacy practices and encourage you to review them before sharing information.

12. Changes to This Policy

We may update this Policy to reflect new laws or practices. Updates will appear here with a new “Last Updated” date. Continued use of our website means you accept the changes. Reviewed annually for compliance with federal and state privacy standards.

13. Contact Us

NO UP FRONT DOT COM PLLC
10851 N Black Canyon Hwy #300
Phoenix, AZ 85029
📧 info@noupfront.com
📞 (800) 892-4456

Plain Summary

We collect only what’s necessary, use it to serve you, protect it with care, and honor your choice to opt out any time.